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Smart Cyber Insurance®: Primary and Excess

Protecting businesses from cyber threats with data-driven coverage plus the insights, tools, and expert advice needed to manage risk.


Appetite and Coverage

The protection you need

Smart Cyber Insurance® covers primary and excess risks for businesses earning up to $2B in gross annual revenue, with limits up to $5M.

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Up to $5M in limits

Up to $2B in revenue

[ICON] Third-party coverages at Corvus Insurance

Third-party coverage

  • [ICON] Checkmark
    Network security and privacy liability
  • [ICON] CheckmarkRegulatory investigations, fines, and penalties
  • [ICON] CheckmarkMedia liability
  • [ICON] CheckmarkPCI DSS assessment expenses

[ICON] First-party coverages at Corvus Insurance

First-party coverage

  • [ICON] Checkmark
    Business interruption
  • [ICON] CheckmarkContingent business interruption
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    Digital asset destruction, data retrieval, and system restoration
  • [ICON] CheckmarkSystem failure
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    Cyber extortion and ransomware
  • [ICON] CheckmarkBreach response and remediation expenses
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    Social engineering and cyber crime
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[ICON] Additional coverages at Corvus Insurance

Additional coverage

  • [ICON] Checkmark
    Bricking coverage
  • [ICON] CheckmarkInvoice manipulation
  • [ICON] CheckmarkForensic accounting coverage
  • [ICON] CheckmarkBodily injury
  • [ICON] CheckmarkCriminal reward coverage
  • [ICON] CheckmarkPreventative shutdown

Industry classes we cover:

[ICON] Healthcare Industry Healthcare >
Endorsement offered
[ICON] Financial Institutions Financial institutions >
Endorsement offered
[ICON] Manufacturing Industry Manufacturing >
Endorsement offered
[ICON] Professional Services IndustryProfessional services
[ICON] Life Sciences Industry Life sciences
[ICON] Construction Industry Construction
[ICON] Retail IndustryRetail
[ICON] Education IndustryEducation
[EMPLOYEE HEADSHOT] Amanda Stantzos - Vice President, Cyber TEO Underwriting, Corvus Insurance

Expand your coverage with Excess

About Excess Coverage

Recent News


Travelers Completes Acquisition of Corvus Insurance

With a proven platform and deep cyber underwriting and risk management expertise, Corvus brings to Travelers important cyber capabilities.

Read the Press Release

[LOGOS] Travlers Insurance and Corvus Insurance

The Corvus Solution

Every Smart Cyber Insurance® policy includes:

[ICON] Expert partnership at Corvus Insurance

Expert partnership

We’re here to help, whenever you need it, with services like instant quoting, unlimited on-demand consultations with risk advisors, a 24/7 claims hotline, and more.

[ICON] Industry-leading intelligence at Corvus

Industry-leading intelligence

We help safeguard your business from cyber threats, 24/7/365, with proprietary, real-time intelligence on cyber risk.

[ICON] Intuitive technology

Intuitive technology

From day one, we make it easier to identify, understand, and get ahead of threats with Risk Dashboard, a platform purpose-built to manage cyber risk.

Reduced risk = retention savings

Corvus policyholders can get rewarded for staying on top of their security. Complete the Security Questionnaire in your Risk Dashboard for up to 25% reduction on self-insured claim retention.*

About the Endorsement

*Questionnaire must be completed prior to the discovery of an incident. Subject to a maximum cap based on the program.

[DIAGRAM] Reduce risk. Save on your policy at Corvus Insurance



Resources for brokers

[GUIDE DOWNLOAD] Smart Cyber Insurance® Appetite Guide

Cyber Solutions

Smart Cyber Insurance® Appetite Guide

A one-page overview of Smart Cyber Insurance® appetite and coverage

Download Appetite Guide

[APPLICATION DOWNLOAD] Smart Cyber Insurance® Application

Cyber Solutions

Smart Cyber Insurance® Application

One, easy-to-complete application for Smart Cyber Insurance®

Download Application

[FORM REQUEST] Smart Cyber Insurance® Coverage Form

Cyber Solutions

Smart Cyber Insurance® Coverage Form

An example Smart Cyber Insurance® policy

Request Form


Frequently asked questions

Our Smart Cyber Insurance® policy covers losses resulting from a security breach or cyber crime event, including: first-party losses, or losses suffered by your company (for example, income loss or digital asset loss) and third-party losses (amounts that your company is legally obligated to pay to others).

Learn More in this Blog

Corvus considers several factors when calculating premiums, including an organization’s score on our noninvasive IT security scan, the organization’s revenue and nature of business, the quality of the organization’s cybersecurity controls, and the limit requested.

Premiums vary depending on the type and size of the business insured. Annual premiums start at around $2,000.

Common cyber incidents that trigger claims include:

  • Ransomware attacks: Hackers lock up files or devices and demand a ransom payment in exchange for release

  • Data breaches: Confidential data is stolen or otherwise exposed

  • Wire fraud: An employee is tricked into sending money to a scammer

  • System failure: Shutdowns due to system outages that may or may not be malicious in nature

Your cyber insurance provider is an important partner in mitigating security threats. Every Corvus policy includes access to Corvus Signal™, the only cyber risk mitigation solution proven to reduce risk. Policyholders engaged with Corvus Signal™ have experienced up to a 20% reduction in the frequency and cost of cyber breaches. With Corvus Signal™, policyholders gain access to unlimited consultations with cyber experts, real-time intelligence on emerging threats, and easy-to-use tools to manage security risks.

Contact your commercial insurance broker and ask them about cyber liability coverage. Corvus's offerings are available via select appointed agencies around the country. Our expert cyber underwriters work hand-in-hand with brokers to provide fast, accurate, and fully customized cyber insurance quotes.