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Smart Tech E+O®: 
Primary and Excess

Technology companies face unique risks. Protect your business from cyber exposure with comprehensive policies designed to keep pace with digital risk.


[LOGO] Travelers Insurance

Corvus is part of the Travelers family

Corvus is now a subsidiary of Travelers Insurance, bringing a unique combination of market-leading innovation and financial stability to cyber insurance. Our Smart Cyber Insurance® and Smart Tech E+O® products are written on Travelers paper, with an AM Best Financial Strength Rating of A++ (Superior).

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Appetite and Coverage

We've got you covered

Smart Tech E+O® offers comprehensive coverage for businesses earning up to $2B in gross annual revenue, with limits up to $5M. Primary and Excess policies available on Travelers A++ paper.

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Download Application

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Up to $5M in limits

Up to $2B in revenue


Third-party coverage

  • [ICON] Checkmark
    Network security and privacy liability
  • [ICON] CheckmarkRegulatory investigations, fines, and penalties
  • [ICON] CheckmarkMedia liability
  • [ICON] CheckmarkPCI DSS assessment expenses
  • [ICON] CheckmarkTechnology and professional services E&O


First-party coverage

  • [ICON] Checkmark
    Business interruption
  • [ICON] CheckmarkContingent business interruption
  • [ICON] Checkmark
    Digital asset destruction, data retrieval, and system restoration
  • [ICON] CheckmarkSystem failure
  • [ICON] Checkmark
    Cyber extortion and ransomware
  • [ICON] CheckmarkBreach response and remediation expenses
  • [ICON] Checkmark
    Social engineering and cyber crime
    [ICON] Checkmark
  • [ICON] CheckmarkReputational loss


Additional coverage

  • [ICON] Checkmark
    Bricking coverage
  • [ICON] CheckmarkInvoice manipulation
  • [ICON] CheckmarkForensic accounting coverage
  • [ICON] CheckmarkBodily injury
  • [ICON] CheckmarkCriminal reward coverage
  • [ICON] CheckmarkPreventative shutdown

Available for most technology service companies, including:

[ICON] IT consultantsIT consultants
[ICON] Data analyticsData analytics
[ICON] IT staffing firmsIT staffing firms
[ICON] Telecommunication service providers and consultantsTelecommunication service providers and consultants
[ICON] E-Cycling and ShreddingE-Cycling and Shredding
[ICON] Software developersSoftware developers
[ICON] Digital advertising agenciesDigital advertising agencies
[ICON] Web design and hostingWeb design and hosting
[ICON] Technology hardware developersTechnology hardware developers
[ICON] Software-as-a-Service (SaaS)Software-as-a-Service (SaaS)
[ICON] Value added resellersValue added resellers

The Corvus Solution

Every Smart Tech E+O® policy includes:

[ICON] Expert partnership at Corvus Insurance

Expert partnership

We’re here to help whenever you need it, with unlimited on-demand consultations with Risk Advisors, 24/7 in-house Tech E&O claims handling, and more.

[ICON] Industry-leading intelligence

Industry-leading intelligence

We help safeguard your business from cyber threats, 24/7/365, with proprietary, real-time intelligence on cyber risk.

[ICON] Intuitive technology

Intuitive technology

From day one, we make it easier to identify, understand, and get ahead of threats with Risk Dashboard, a platform purpose-built to manage cyber risk.

[EMPLOYEE HEADSHOT] Jordan Rankell - Vice President, Cyber TEO Underwriting, Corvus Insurance

Expand your coverage with Excess

About Excess Coverage

Reduce risk. Save on your policy.

Get rewarded for staying on top of your security. Complete the Security Questionnaire in your Risk Dashboard for up to 25% reduction on self-insured claim retention.*

About the Endorsement

*Questionnaire must be completed prior to the discovery of an incident. Subject to a maximum cap based on the program.

[DIAGRAM] Reduce risk. Save on your policy at Corvus Insurance



Resources for brokers

[e-BROCHURE DOWNLOAD] Smart Tech E+O® eBrochure

Cyber Solutions

Smart Tech E+O®  eBrochure

A one-page overview of  Smart Tech E+O® appetite and coverage

Download e-Brochure

[APPLICATION DOWNLOAD] Smart Tech E+O® Application

Cyber Solutions

Smart Tech E+O® Application

One, easy-to-complete application for Smart Tech E+O® insurance

Download Application

[FORM REQUEST] Smart Tech E+O® Coverage Form

Cyber Solutions

Smart Tech E+O® Coverage Form

An example Smart Tech E+O® insurance policy

Request Form


Frequently asked questions

A technology errors and omissions insurance policy, or Tech E&O insurance, is a vital safeguard for tech companies and professionals. It helps protect against financial losses stemming from insurance claims related to errors, omissions, or negligence in delivering technology services or products, as well as losses from cyber incidents.

Tech E&O (technology errors and omissions) is a kind of insurance designed for technology services and software companies. It includes a combination of cyber insurance coverage for cyber incidents and tailored E&O coverage to protect policyholders in the event of an error in the rendering of their services. Combining these two types of insurance coverage in one policy eliminates the possibility of finger-pointing between cyber insurance carriers because some events can trigger both a cyber claim and an E&O claim.

Our Smart Tech E+O® policy includes all coverage included in our Smart Cyber Insurance® policy plus Technology and Professional Services Liability coverage for losses as the result of an act, error, or omission in the rendering of your services or the failure of your products to perform as intended during business operations.

Corvus considers several factors when calculating premiums, including an organization’s score on our noninvasive IT security scan, the organization’s revenue, the quality of the organization’s cybersecurity controls protecting their computer systems, the limit requested, and the type of technology services being offered.

Premiums vary depending on the type and size of the business insured. Annual premiums for Smart Tech E+O® start at around $3,000.

Contact your commercial insurance broker (or cyber insurance broker if you have one) and ask them about Smart Tech E+O® coverage. Corvus's offerings are available via select appointed agencies around the country, and help offer peace of mind for business owners. Our expert cyber underwriters work hand-in-hand with brokers to provide fast, accurate, and fully customized cyber insurance quotes and coverages.

The first step toward submitting an application with Corvus is to get appointed with us. 

If you are already appointed to work with our team, you can either email us directly at submissions@corvusinsurance.com or reach out to your local Territory Manager to begin your submission.

Corvus Territory Managers:


[EMPLOYEE HEADSHOT] Jim Lannon - Assistant Vice President, Distribution (Northeast), Corvus InsuranceJim Lannon - Northeast

Assistant Vice President, Distribution 


[EMPLOYEE HEADSHOT] Allie Greenberger - Manager, Central National Accounts (Mid-West / Texas), Corvus InsuranceAllie Greenberger - Mid-West / Texas

Manager, Central National Accounts


[EMPLOYEE HEADSHOT] Preston Way - Territory Assistant Vice President (West Coast), Corvus InsurancePreston Way - West Coast

Territory Assistant Vice President


[EMPLOYEE HEADSHOT] Christy Johnson - Territory Assistant Vice President (Southeast), Corvus InsuranceChristy Johnson - Southeast

Territory Assistant Vice President

Your Tech E&O insurance provider is an important partner in mitigating security breaches and other forms of cyber attacks. Every Corvus policy includes access to Corvus Signal™, the only cyber risk mitigation solution proven to reduce risk. Policyholders engaged with Corvus Signal™ have experienced up to a 20% reduction in the frequency and cost of cyber breaches. With Corvus Signal™, policyholders gain access to unlimited consultations with cyber experts, real-time intelligence on emerging threats, and easy-to-use tools to manage security risks.

Here are a few detailed technology errors and omissions insurance claims examples:

  • An HR software provider with thousands of small business customers discovers a bug in their software that caused errors in calculations pertaining to accounting and pay records. A number of affected customers sued for the failure, seeking reimbursement for the software usage fees as well as for the costs to remediate the errors. In this case, technology products coverage would be triggered and handled by the cyber insurance provider.

  • An app developer was hired by a client to build a mobile app to better serve the client's customers. The client noticed that download activity was much lower than expected; then complaints began to come in from customers who were getting an error message when trying to sign up for the app. Thousands of users were not able to sign up and the client sued for lost revenues. The app developer's Tech E&O policy would cover the costs of this claim.