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Smart Tech E+O™: Primary & Excess

Technology evolves fast. Our comprehensive coverage stays ahead.


  • Primary and excess risks earning up to $1B in gross annual revenue

  • Limits up to $5M

  • Retentions as low as $2500





Industry Classes

Most technology-based services companies are eligible, including:

  • Application Service Providers

  • IT Consultants

  • IT Staffing Firms

  • Software and Mobile Application Developers

  • Health Information Exchanges Web Design and Hosting

  • And more


A digital world demands digital solutions.

Our approach to Tech E+O

[SMART CYBER INSURANCE DIAGRAM] A Digital World Demands Digital Solutions

Quotes, binds, and renewals are streamlined by smart technology

We equipped some of the most experienced underwriters in the industry with proprietary data and tech tools, enabling them to be uniquely informed and responsive to new risks.

Technology E+O demands speed. Our in-house experts move fast.

Our in-house team of cybersecurity and incident response experts know that digital threats don’t follow a schedule. Whether it’s a claim, renewal preparation, or mid-year question, a Corvus expert is available 24/7  to help you or your client.

Smart Tech E+O Excess™

We consider Excess insurance policies for accounts with up to $1 billion in annual revenue, offering limits up to $5 million. Our follow-form Excess policy includes the same detailed IT security recommendations we deliver with our primary Smart Tech E+O™ offering to help combat cyber threats.


Technology businesses need comprehensive coverage & insurance expertise. We deliver.

World-class underwriting and novel data sources combine to provide personalized quotes and optimal pricing to help meet your business needs.

Third-Party Coverages

First-Party Coverages

Additional Coverage

  • Bricking Coverage

  • Invoice Manipulation

  • Forensic Accounting Coverage

  • Bodily Injury

  • Criminal Reward Coverage

  • Preventative Shutdown

Common Questions - Smart Tech E+O Insurance™

Our Tech E+O policy is our Cyber policy plus Technology and Professional Services Liability coverage (for losses as the result of an act, error, or omission in the rendering of your services or the failure of your products to perform as intended).

Corvus considers several factors when calculating premiums, including the applicant's score on our scan, the applicant's revenue, the quality of the applicant's cybersecurity controls, the limit requested, and the types of technology services being offered.

Premiums can range depending on the type and size of the business insured. Annual premiums start at around $3,000.

  • An HR software provider with thousands of small business customers discovers a bug in their software that caused errors in calculations pertaining to accounting and pay records. A number of affected customers sued for the failure, seeking reimbursement for the software usage fees as well as for the costs to remediate the errors. In this case, technology products coverage would be triggered.

  • An app developer was hired by a client to build a mobile app to better serve the client's customers. The client noticed that download activity was much lower than expected; then complaints began to come in from customers who were getting an error message when trying to sign up for the app. Thousands of users were not able to sign up and the client sued for lost revenues. The app developer's Tech E+O policy would cover this claim.

Tech E+O insurance is specific to technology services and software companies. It is a combination of Cyber coverage and tailored E+O (Errors + Omissions) coverage to protect policyholders in the event of an error in the rendering of their services. Combining these coverage types on one policy eliminates the possibility of finger-pointing between carriers since the same event could trigger both a Cyber and an E+O claim.