Coverage + Appetite
Automated Quoting + Individual Account Underwriting
The art of underwriting complex risk should never lose its human touch. While much of our underwriting process is automated through risk models built by our Data Science team, we understand that certain cases require expert review. Our Underwriting Team has decades of experience in Cyber, Cargo, and Tech E&O, so no matter the size or distinctiveness of the business, you can be sure the quote you’re getting has been developed with care.

Smart Cyber Insurance Underwriting Appetite
- Primary risks earning up to $2B in gross annual revenue
- Excess risks earning up to $2B in gross annual revenue
- Limits up to $10MM
- Most risk classes are eligible, with the exception of the following:
- Casinos/gambling risks
- Colleges/universities
- Cannabis related risks
- Pornographic/adult content related sites
- Social media/networking (websites relying on user-generated content, blogs, chat rooms and online networking forums)
- Payment processors
Smart Cyber Insurance Coverage
Network Security and Privacy Liability
Regulatory Investigations, Fines and Penalties
Media Liability
PCI DSS Assessment Expenses
Breach Management Expenses
Technology and Professional Services E&O
Business Interruption
Contingent Business Interruption
Digital Asset Destruction, Data Retrieval and System Restoration
System Failure
Cyber Extortion and Ransomware
Breach Response & Remediation Expenses
Social Engineering & Cyber Crime
Reputational Loss
Bricking Coverage
Invoice Manipulation
Forensic Accounting Coverage
Bodily Injury
Criminal Reward Coverage
Preventative Shutdown
Smart Cyber IT Security Report
Pre-Claim Support Services
Breach Consultation Services
Smart Cyber Insurance Features
Smart Cyber Insurance Claims
Real-time access to information, 24/7. Push-button reporting. Advanced breach analysis from our data science team. Welcome to a smarter claims experience.
Data drives Corvus – and that includes the claims experience. With our digital platform, the CrowBar, brokers can access claims 24/7 and generate claims reports at the press of a button. Sending updates to a client is just another click away.
The claims experience doesn’t stop there. When a Smart Cyber Insurance claim occurs, Corvus works closely with our risk-taking partner Hudson Insurance Group. The U.S.-based claims team at Hudson has over 15 years of experience in handling Cyber, Media and Tech E&O claims. Claims are initiated through the breach coach, available 24/7.
While we work with the claims team on immediate response, our Data Science team runs a Corvus scan on the state of your IT Security at points in the past: one week and one month before the claim. The Corvus team advises the policyholder on how to improve IT security, providing specific recommendations directly related to the claim.
And before a claim ever occurs, we have the best-in-breed resources, like table-top exercises, breach coaches, digital forensics, crisis management and much more. These are available in our Risk Management Portal, part of the CrowBar digital platform and available at no extra cost for all policyholders.

Smart Tech E&O Underwriting Appetite
- Risks earning up to $1B in gross annual revenue
- Primary limits up to $10M
- Most technology-based services companies are eligible, with the exception of the following:
- Social Networking Websites
- Chat-rooms/Blogs/Message Boards
- User-Generated Content Websites (i.e YouTube)
- Online Dating Websites
- Gambling
- Adult Content
- Video Game Developers
- Aviation Software
- Microchip Manufacturers
- Cryptocurrency/Bitcoin
Smart Tech E&OTM Coverage
Network Security and Privacy Liability
Regulatory Investigations, Fines and Penalties
Media Liability
PCI DSS Assessment Expenses
Breach Management Expenses
Technology and Professional Services E&O
Business Interruption
Contingent Business Interruption
Digital Asset Destruction, Data Retrieval and System Restoration
System Failure
Cyber Extortion and Ransomware
Breach Response & Remediation Expenses
Social Engineering & Cyber Crime
Reputational Loss
Bricking Coverage
Invoice Manipulation
Forensic Accounting Coverage
Bodily Injury
Criminal Reward Coverage
Preventative Shutdown
Smart Cyber IT Security Report
Pre-Claim Support Services
Breach Consultation Services
Smart Tech E&O Features
Smart Tech E&O Claims
Real-time access to information, 24/7. Push-button reporting.
Welcome to a smarter claims experience.
Data drives Corvus – and that includes the claims experience. With our digital platform, the CrowBar, brokers can access claims 24/7 and generate claims reports at the press of a button. Sending updates to a client is just another click away.
In handling Tech E&O claims, Corvus works closely with our risk-taking partner Crum & Forster (C&F). C&F is recognized for providing superior service based on responsiveness, a collaborative approach and cumulative knowledge. The company has more than 500 claim professionals nationwide, with specialized expertise in Cyber and Technology E&O.
While we work with the claims team on immediate response, our Data Science team runs a Corvus scan on the state of your IT Security at points in the past: one week and one month before the claim. The Corvus team advises the policyholder on how to improve IT security, providing specific recommendations directly related to the claim.
And before a claim ever occurs, we have the best-in-breed resources, like table-top exercises, breach coaches, digital forensics, crisis management and much more. These are available in our Risk Management Portal, part of the CrowBar digital platform and available at no extra cost for all policyholders.

Smart Cargo + Cyber Underwriting Appetite
We underwrite Smart Cargo + CyberTM for the life sciences and food & drink industries, for both perishable and non-perishable goods, including wine and beer.
Target Industry Segments:
- Manufacturing
- Wholesale
- Distribution
- Importers & exporters
- Freight forwarding
Smart Cargo + Cyber Coverage
We offer an industry-first affirmative Cyber endorsement with Cargo policies.
- Ocean/Air Transit
- War/SR&CC
- Domestic Transit
- Location Extensions – (Warehouse/Processing)
- Salesperson’s Sample
- Exhibition/Trade Shows
- Affirmative cyber endorsement
Enhanced Coverage for Perishable Products
- Spoilage
- Refrigeration
- Net Profit and Extra Expense on Product While at Processor
- Product Deterioration on Goods While at Processor
DOWNLOAD SMART CARGO + CYBER FORM
DOWNLOAD SMART CARGO + CYBER BROCHURE
Our Comprehensive, All Risk Form Includes
Smart Cargo + Cyber Claims Handling
Real-time access to information, 24/7. Push-button reporting. Advanced loss analysis from our data science team. Welcome to a smarter claims experience.
Data drives Corvus – and that includes the claims experience. With our digital platform, the CrowBar, brokers can access claims 24/7 and generate claims reports at the press of a button. Sending updates to a client is just another click away.
We work closely with our risk-taking partner, Skyward Specialty Insurance, on handling cargo claims. When a Smart Cargo + Cyber claim occurs, we can look at the shipment data of the event and track it to the minute. With that information, we can help determine what party in the logistics chain was responsible for the loss. If that is a party other than the policyholder, we are informed and effective at subrogating (making the other entity pay) the claim. That improves the loss record of our insureds.