Smart Cargo Insurance

Smart Cargo offers brokers an advantage over traditional Ocean Cargo insurance by utilizing cargo sensor data, advanced analytics, and innovative technology to provide better pricing, enhanced coverage, and tools for proactive risk management and loss prevention.

[DIAGRAM] Corvus Smart Cargo Insurance


Primary risks earning up to $1B in gross annual revenue

Limits up to $10M

Industry Classes:

Life Sciences

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Smart Cargo Form

Smart Cargo Brochure

Comparison Sheet

Claims Handling

Risk + Response Services

Policy Features

Smart Coverage

Corvus uses proprietary risk models built on billions of data points from IoT sensors to inform underwriting, coverage, and rate while also helping to minimize or prevent cargo damage. Analysis of temperature stability data trends is powerful business intelligence that helps our policyholders optimize shipping routes and methods.

Cyber Risk Mitigation

Policyholders receive a Dynamic Loss Prevention report quarterly that highlights prioritized IT vulnerabilities and access to a customized vCISO report for operational cybersecurity insight. Ongoing cyber threat monitoring and risk alerts ensure that brokers and policyholders are informed of emerging risks.

Our Comprehensive, All Risk Form Includes

  • Warehouse to Warehouse

  • World to World Insurance (except where prohibited by law or regulation)

  • Contingent Insurance

  • Deliberate Damage – Pollution/ Customs

  • Concealed Damage

  • Full Value Reporting

  • Shortage from Containers

  • Drop Shipments

  • Consolidation Coverage

Industry Classes

We underwrite Smart Cargo + CyberTM for the life sciences and food & drink industries, for both perishable and non-perishable goods, including wine and beer.

Target Classes:

  • Life science

  • Food/Drink

  • Perishable/Nonperishable

Industry Segments:

  • Manufacturing

  • Wholesale

  • Distribution

  • Importers/exporters

  • Freight forwarding


  • Affirmative Cyber Coverage - an industry first in Ocean Cargo

  • Ocean/Air Transit

  • War/SR&CC

  • Domestic Transit

  • Location Extensions – (Warehouse/Processing)

  • Salesperson’s Sample

  • Exhibition/Trade Shows

Enhanced Coverage for Perishable Products:

  • Spoilage

  • Refrigeration

  • Net Profit and Extra Expense on Product While at Processor

  • Product Deterioration on Goods While at Processor

Risk + Response Services and Claims

[DIAGRAM] Corvus Risk and Response Services


Data drives Corvus – and that includes the claims experience. We work closely with our risk-taking partner, Skyward Specialty Insurance, on handling cargo claims. When a Smart Cargo + Cyber claim occurs, we can look at the shipment data of the event and track it to the minute. With that information, we can help determine what party in the logistics chain was responsible for the loss. If that is a party other than the policyholder, we are informed and effective at subrogating (making the other entity pay) the claim. That improves the loss record of our insureds.

Start Quoting

Want to get quoting with Corvus? Drop us a line and we will set you up on our platform, the CrowBar®, for automated quoting.

If you’re already a user of the CrowBar, click here to log in.

If you’d like to notify Corvus of a claim, please email

If you have any other questions about our products, coverage, and appetite, let us know and our underwriting team will respond within one business day.